High net worth mortgage
Find the perfect high net worth mortgage with Fennel Financial, ensuring your unique financial situation is expertly managed.
Understanding High Net Worth Mortgages
The Financial Conduct Authority (FCA) defines a high net worth (HNWI) customer as someone with at least £300,000 in annual net income or £3,000,000 in net assets. They may also qualify if their obligations are guaranteed by someone with that amount of income or assets.
High net worth mortgages are designed for individuals with substantial assets and complex financial profiles. These mortgages offer greater flexibility and bespoke terms compared to standard products, catering to the unique needs of affluent clients.
At Fennel Financial, we specialise in navigating the intricacies of high net worth financing, ensuring you receive personalised advice and support throughout the mortgage process. Our expertise allows us to match you with the best lenders and products that align with your financial goals, providing a seamless experience from consultation to completion.
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Our High Net Worth Mortgage Services
Fennel Financial offers a comprehensive range of services tailored to high net worth mortgage needs.
Personalised Consultations
Receive tailored advice that aligns with your unique financial circumstances and goals.
Access to Top Lenders
Benefit from our extensive network of leading UK lenders offering exclusive high net worth mortgage products.
Why Choose Fennel Financial for Your High Net Worth Mortgage
Fennel Financial provides expert guidance and bespoke solutions tailored to high net worth individuals seeking the ideal mortgage.
Specialised knowledge in high net worth financing ensures tailored mortgage solutions.
Access to a broad range of products from top UK lenders for optimal mortgage options.
Dedicated support throughout the mortgage process for a seamless experience.
What is a High Net Worth Mortgage?
A high net worth mortgage is a specialised financial product designed for individuals with significant assets and complex financial portfolios. Unlike standard mortgages, high net worth mortgages offer greater flexibility in terms and conditions, accommodating larger loan amounts and unique repayment structures.
These mortgages take into account various aspects of an individual’s financial situation, including investments, property holdings, and other assets, to provide a tailored lending solution.
High net worth mortgages typically feature competitive interest rates, bespoke security arrangements, and personalised service, ensuring that the unique financial needs of affluent clients are met with precision and expertise.
Book an appointmentFrequently Asked Questions
Find answers to common questions about high net worth mortgages.
The Financial Conduct Authority (FCA) defines a high net worth (HNWI) customer as someone with at least £300,000 in annual net income or £3,000,000 in net assets.
Benefits include tailored mortgage solutions, access to a wider range of products, competitive rates, and personalised support throughout the mortgage process.
Fennel Financial provides expert advice, access to a comprehensive range of mortgage products from top UK lenders, and dedicated support to ensure that clients find the best mortgage solution for their unique financial needs.
Applicants typically need to provide detailed information on their assets, income, investments, property holdings, and any other financial commitments to support their mortgage application.
While high net worth mortgages are primarily designed for UK properties, some lenders may offer options for properties located internationally. It’s best to discuss your specific needs with a Fennel Financial advisor.
The approval process can vary depending on the complexity of your financial situation and the lender’s requirements, but Fennel Financial aims to provide a streamlined and efficient experience.
Still have Questions?
Use the links below to get in touch with the Fennel team
