Second Charge Mortgages & Loans
Sometimes your financial needs evolve, and accessing the equity in your property becomes a practical solution.
Why Choose Fennel Financial for Second Charge Mortgages & Loans
Fennel Financial understands that every client’s financial circumstances are different. That’s why we take a consultative approach to help you decide whether a second charge mortgage or loan is the right solution for your needs.
With access to a broad range of lenders across the UK, we provide impartial advice, ensuring you secure the best available product. From your initial consultation to securing the funds, we’ll support you at every stage of the process, helping you achieve your financial goals with confidence.
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Our Specialist Lending Products for Second Charge Mortgages & Loans
At Fennel Financial, we work with a range of lenders to offer advice on second charge mortgage products, including:
2nd Charge Secured Loan
Secure a 2nd Charge Secured Loan with Fennel Financial. Compare flexible borrowing options against your property from multiple UK lenders to find the best rates tailored to your needs.
Home Improvement Loan
Discover tailored home improvement loan options with Fennel Financial, helping you find the perfect fit for your project’s needs.
Debt Consolidation Loan
Fennel Financial offers debt consolidation loans to help you manage your finances effectively by combining multiple debts into a single, manageable payment.
Unsecured Business Loan
Discover flexible unsecured business loans tailored to your company's needs with Fennel Financial.
VAT & SDLT Loan
Fennel Financial offers expert advice on VAT and SDLT loans, helping you navigate your tax liabilities with tailored financial solutions.
Merchant Cash Advance
Secure a Merchant Cash Advance with Fennel Financial to support your business growth and manage cash flow effectively.
Frequently asked questions
Discover answers to your mortgage questions and learn about our financial services.
A second charge mortgage is a loan secured against the equity in your property. It allows you to borrow additional funds without changing your current mortgage terms.
The amount depends on the equity available in your property, your income, and other financial factors. Our brokers will help assess your borrowing potential.
Common uses include consolidating debt, funding home improvements, paying for education, or supporting a major purchase.
It depends on your circumstances. If your existing mortgage has a favourable rate or significant early repayment charges, a second charge mortgage might be a better option.
Still have Questions?
Use the links below to get in touch with the Fennel team
